Small businesses are normally privately owned corporations, partnerships, or sole proprietorships. What businesses are defined as "small" in terms of government support and tax policy varies depending on the country and industry.
As a result, the client might get the feeling that he cheated, but it will not be so. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city. If the lender illegally increased its rate of interest or decided to charge a fee for services that have always been free, it will also serve as a basis for termination of the contract unilaterally. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old. Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral.
As you know, to change the terms of the contract, and even more so to terminate it unilaterally prohibited. Usually the initiators of termination by banks. However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. This is a fairly new service, so it is provided not in all banks, so will have to try.